// $ dividends --monthly

Dividend income calculator

Dividends are part of the return, not a bonus on top. Sorry. Money that lands in your account without a meeting is still a nice thing. See what your portfolio could pay.

Education, not advice. I don’t know your situation, and past returns promise nothing. Check my numbers, then make your own call. You’re a grown-up.

// how it is calculated

No black box.

Every year: dividends = portfolio value × yield, tax is taken off, the rest is reinvested if you choose so.
Dividend growth above price growth raises the yield over time, and the other way round.
Allowances are not included.

dividend-income – notes

# everything runs in your browser
# nothing is stored or sent
$ share --link
✓ your numbers travel in the link, not to a server

// the background

Read the why.

Investing28 Sept 20268 min

Dividend investing, minus the fairy tale

Dividends aren’t free money. What a payout really does to your shares, your tax bill and your risk – and the few cases where dividends still make sense.

Read

Investing28 Sept 20267 min

Accumulating or distributing ETFs: same engine, different exhaust

Same index, different cash flow. How both ETF types work, what the German taxman does to them in 2026, and which one suits your temperament.

Read

// more tools

While you’re at it.

All tools

$ pension --reality-check Pension gap What the state promises, what the budget can afford, and the hole in between. Open $ compound --monthly 300 Compound interest What a boring monthly savings plan turns into. Before and after inflation. Open $ freedom --when Freedom number Your savings rate decides when you’re financially free. Not your boss, not a ministry. Open $ fees --compare Fund fees What 1.5% a year costs you over 30 years. Sit down first. Open